Finance law often involves clients dealing with start-up funding, SEC rules and regulations, FTC or other agency compliance, or the opening of investment funds or hedge funds. Insurance, investments, and capital marketing are also major sectors of finance law. Raich Law assists our clients in various banking documents such as loans, mortgages, and banking dispute litigation as well.
Raich Law offers experienced guidance in bankruptcy, debt, and collection matters. Due to the complexities of bankruptcy litigation, it’s vital to have a skilled financial lawyer who has handled bankruptcy related claims. Our attorneys will help you understand your rights, as well as protect you and/or your company’s assets during bankruptcy proceedings. Our attorneys will help you understand the acceptable debt collection practices in your jurisdiction under the Fair Debt Collection Practices Act (“FDCPA”). We help clients in debt and collection litigation and can help you navigate a settlement for outstanding debts.
We also provide guidance and legal assistance in insurance and tax law matters. We help our clients understand what an annuity contract entails for our clients and their families. We are thoroughly knowledgeable regarding Nevada and California laws and can aid you in dealing with insurance companies. Because tax law is a complex segment of the law, various laws may have implications for you or your business. Our goal at Raich Law is to provide skilled guidance and support to help protect our clients’ best interests.
Securities law involves the numerous federal laws and regulations governing financial instruments such as stocks, mutual funds, and bonds. Securities laws are in place to promote transparency through a comprehensive system of reporting and enforcement. These laws are designed for the prevention of fraud and market manipulation, as well. Federal law also prohibits the practice of insider trading, which is the use of insider information for personal gain or for market manipulation.
Federal law requires publicly-traded companies to file regular and accurate reports with the Securities and Exchange Commission (SEC). The purpose of these reports is to disclose information regarding the company’s financial status, operation profits, executive compensation, and other pertinent financial information. Financial markets and their investors depend on the accuracy of these reports.
Raich Law often represents corporate clients in the transactional work involved in securities law. Raich Law’s attorneys can help with initial public offerings, private sales of securities, issuance of stock or other securities, and mergers and acquisitions. Our goal is to assist our clients in guiding their companies to act in compliance with securities laws and regulations. We assist our clients in researching the financial health and background of companies based on their reports as well.
We also will advise our clients regarding the legal obligations they may be owed by a securities or investment broker. These can include:
- A duty to determine whether a recommended product is specifically suitable to the client
- A duty to disclose all necessary information concerning any recommended investments
- A fiduciary duty to place the client’s interests above his or her own
Raich Law attorneys can provide guidance regarding tell-tale indications of potential securities fraud or mismanagement of your investments. We will also advise you regarding the various types of claims that are available to investors who suffer losses that are not attributable to normal market fluctuations and forces. These can include:
- Breach of fiduciary duty
- Market manipulation
- Insider information
- Omission of facts
- Conflict of interest
- Failure to supervise
- Churning (excessive trading to increase broker’s fees)
- Failure to diversify
- Trading without permission
- Ineptitude or malpractice
- Risky investments
Because it’s common for broker agreements to include an arbitration clause, which limits your ability to pursue legal recourse against your broker should the need arise, it’s wise to have your Raich Law attorney review a broker agreement before you sign. If you wish to pursue litigation as a result of investment loss, we can help represent you and pursue financial restitution.